Who’s Your Appraiser?
Posted: 05 Nov 2009 08:04 AM PST
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I have had a lot going on in the past week to 10 days. My wife and I have decided to take advantage of the real estate market and put our home up for sale. The purpose of this was to get a great deal on a larger home that we can be in for years to come. Thus the reason for not posting as regularly as I would like.
As it is with the real estate market, there are a lot of steps you must take to be able to both buy and sell your home (I will detail my experience in a series of posts coming soon).
But one of the most important parts of the real estate process in the appraisal. If you are using a loan to purchase a home, the bank will want to do an appraisal to determine the value of your home. They take this value and compare it to the amount you are trying to borrow.
The home appraisal really got me thinking about the word value. But not value in relation to real estate. But value within ourselves.
The tragedy is that so many people look for self-confidence and self-respect everywhere except within themselves, and so they fail in their search.
Dr. Nathaniel Branden
There are many of us that don’t determine our own value. But rather let other outsiders act as our life “appraisers”.
It could be a boyfriend or girlfriend. Maybe it’s our friends, relatives or a boss. Or is it the latest trends and styles in pop culture?
Think about the relationship someone’s in where the other person constantly dogging them out. Treating them like dirt. Thus the effect is a battered self-esteem, low-morale and a declining “value”. I can’t tell you how many times I’ve seen women in relationships with guys that constantly cheat on them and/or talk to them like he’s her master. And the woman sheepishly goes with the flow because she feels like any relationship (good or bad) is better than being alone. Dependency sucks!
There are guys who are with women that talk to them like she’s the last woman on earth. And if he leaves her, he’ll never find another woman. Thus they stick it out.
How about when we buy the latest stuff (i.e. cars, clothes, jewelry, etc) to impress people we do and don’t know. There’s nothing wrong with having nice stuff! Believe me, I like it as much as the next person. But the danger is when we allow the material stuff to serve as an appraiser to our self-worth and “value”. We give it the power to tell us how great we are because of what we buy and the status it gives us. But not only that, it can ruin your long-term financial future by living so much for today.
I’ve come to learn and I’m still learning that no one can place as much value on you as you can. But that means taking control of your life, eliminating negative people, being responsible and making the effort to improve your situation. Then and only then will you be your own “appraiser”.
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